New Year’$ Resolutions: Making Goals That Make Cents

Can you believe 2014 is just countdown hours away?  A new year is upon us, and it’s a perfect time to reflect on 2013 and make goals for 2014.  We often make fitness goals, personal goals, even spiritual goals, but often neglect looking at the thing that keeps the world going around. MONEY.  What financial …

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25 Ways to Have a Financially Responsible Holiday Season

With Thanksgiving behind us, the stores are in full out competition for your dollars – flashing lights, bonus bucks, “free” gifts, and gimmicks galore! The temptation is to spend in the moment, go out to eat more, and treat ourselves to something well outside of our budgets. Without a plan, things can quickly get out …

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The Grown-Up Reality of Losing Health Care Coverage

A few nights ago, I got together with some of my close girl friends for dinner and catching up. It was a great dose of laughs and good conversation, until someone brought up healthcare. Instant mood changer. We vented together about crazy premiums, all of the unknowns, the challenges of finding affordable options as small …

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Lessons Learned from The Season of Unemployment

When Brad and I walked through the first shocking days of unemployment, we weren’t sure what our plan of action would be.  We needed to find something quickly, as our savings was not enough to sustain us for a long haul of job searching. However, our options seemed so few with our family situation and …

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Quads + Unemployment: When Our Financial Security Collapsed

The Storm Before The Storm When we found out we were expecting quadruplets in August of 2006 we thought their care would be the biggest financial hardship we would ever face as a couple. The estimated hospital bills for my high-risk care, as well as extended intensive care for four preemie babies, were quoted to …

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