By: Jennifer Murray

30 Day Giving: Savvycents Budgeting Organization Giveaway

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Today I have the opportunity of featuring Savvycents as our sponsor for the 30 Day Giving Challenge. Their wallet organizer just officially made my Christmas list!  Brad and I have been had to be very strict with our spending this past year, but to be honest we are not on a cash-based budgeting system, but I would love to try it for this upcoming year.  If you are not familiar with a cash-based budgeting or an envelope system, it consists of separating your expenses into categories, and spending cash only for those categories. It makes just makes “cents” to use this form of financial accountability.

Here’s the scoop on the Savvycents Wallet:

The Savvycents wallet is not only functional but also fashionable. It contains everything you need to organize your monthly or weekly budget using a cash system. With an accordion style file system inside the wallet you can separate money, coupons, receipts or store discount cards by categories. Your wallet comes with file cards where you can label each category with our pre-printed labels. It also has 6 pockets for debit cards and store discount cards. On the opposite side there is a place for your driver’s license and a place for your checkbook.

Enter to win a Savvycents wallet for your family to use or donate:

  • Leave a comment telling me if you have ever tried a cash-based system.

(If you are reading via email or in a reader, please click through to the post to enter.)

Bonus Entries: (Leave a separate comment for each.)

This giveaway will end on Tuesday  (11/30) at 9 p.m. EST. The winner will be drawn randomly, and notified via email.

The other bloggers leading the 30-Day Giving Challenge are also giving away Savvycents Wallets. Stop by each of their sites for more chances to win!

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76 Responses to “30 Day Giving: Savvycents Budgeting Organization Giveaway”

  1. Amy Mathison
    November 27, 2010 at 8:26 pm #

    We do the cash system and love it! I have a great wallet for it but the envelopes inside are paper and are falling apart. This wallet looks perfect! I would be so excited to win!

  2. Teresa
    November 27, 2010 at 9:54 pm #

    We are going to a cash system Jan. 1

  3. Teresa
    November 27, 2010 at 9:55 pm #

    I subscribe via email.

  4. Sonya
    November 27, 2010 at 10:12 pm #

    We have never tried the cash system but I’m really thinking about trying it too!

  5. Sonya
    November 27, 2010 at 10:12 pm #

    I subscribe to your blog through google reader.

  6. Sonya
    November 27, 2010 at 10:13 pm #

    I like Savvycents on Facebook!

  7. Marissa
    November 27, 2010 at 10:53 pm #

    I have contemplated switching to a cash system. Maybe Savvycents is what I need to get motivated!

  8. Kim walker
    November 28, 2010 at 8:10 am #

    I use cash now and love it! I have many diiferent pieces in my purse for money, cards and coupons so to have them together would be awesome!

  9. Sandy
    November 28, 2010 at 10:02 am #

    We have used the cash only system for many years now. I know we could always be more disciplined but using the cash only system has kept us from living beyond our means and has saved alot of arguments (not that we don’t have other things to argue about!). It definitely works and I would highly recommend Dave Ramsey’s Financial Peace Program to any and all who have never taken it or who are having difficulties in this challenging economy which we are in right now. May God bless any of you who are courageous enough to try this! Don’t be discouraged immediately; it takes some time but once you get it tweeked, you will definitely have a sense of financial freedom!

  10. Sandee
    November 28, 2010 at 10:20 am #

    Sounds like a great idea. Maybe I need to try it.

  11. Denice
    November 28, 2010 at 10:28 am #

    I love the Savvycents wallet. What a wonderful idea. … my coupons and envelopes are a mess. This is going on my Christmas “idea” list. Thank you for sponsoring this giveaway!!

  12. pamela james
    November 28, 2010 at 2:41 pm #

    I have never tried a cash based system. Although all systems are cash based!

  13. pamela james
    November 28, 2010 at 2:42 pm #

    I follow you through rss feed google.

  14. Beth
    November 28, 2010 at 3:10 pm #

    We have tried the cash system many times, but with “rewards” for credit cards, we always find ourselves going back to the ole plastic. But it’s something I’m committed to trying for 1 year to see if it helps us clear out our debt! That wallet is just what we need to get started! And we are a pay-it-forward family so if it works for us, we will share with others!

  15. Mary J.
    November 28, 2010 at 5:50 pm #

    I do not use a cash envelope method.I do budget and payoff credit cards for gasoline and groceries.

  16. mary J.
    November 28, 2010 at 5:51 pm #

    Confirmed email subscriber.

  17. Jennifer
    November 28, 2010 at 6:02 pm #

    I don’t do a cash system. but my sister does and this would be a great gift for her if I decided not to attempt the cash based system, but it works for her so I may try it.

  18. ACMommy
    November 28, 2010 at 7:38 pm #

    Yes, I have tried the cash-only system and it is the best way for me to keep my budge on track…sometimes it’s hard to get to the bank to get the cash I need for the week, before I need it, I have to think ahead. 🙂

  19. Jennifer Ott
    November 29, 2010 at 9:06 am #

    We use a cash-based system, but it doesn’t function well when my husband doesn’t know which pile of money is for which category in my wallet! This would be a great help!

  20. Rachel G
    November 29, 2010 at 10:07 am #

    I have never tried a cash-based system, although we’ve talked about it several times. Maybe this would be just the friendly shove in the right directions we need

  21. Rachel G
    November 29, 2010 at 10:07 am #

    I subscribe thru google reader

  22. KS Dallas
    November 29, 2010 at 10:16 am #

    I don’t use cash for anything. When I have cash – I tend to spend it way too easily. I use an excel spreadsheet that forecasts my budget out for a year or more. I can adjust it as needed when things come up and can do a little long-term forecasting. I check my balances on 3-5 days just to keep on top of it.

  23. Barbara
    November 29, 2010 at 12:19 pm #

    I have never used the cash system, but I’m thinking of trying it next year…I hate paying my credit card every month…..lol…..

  24. Michelle Lyons
    November 29, 2010 at 2:49 pm #

    We just started using a cash system and I’d love to have a wallet like this to stay organized!!!

  25. Mendi
    November 29, 2010 at 9:17 pm #

    I have attempted to use the cash systems on a couple of occasions. Unfortunately, I have not always been completely committed since I am a little less than organized. This looks like a great way to organize and maybe stay committed!

    I subscribe through google.

  26. Jill
    November 29, 2010 at 11:48 pm #

    We were faithful in using the cash system for a long time when my husband and I first got married, but in the last few years we got away from it and just started doing it again in the last month and we remember why we did it in the first place…it’s awesome! We love the cash system…not only does it help us control our finances better, but we love it when we have extra cash leftover at the end of the month. This wallet looks way nicer and more organized than the envelopes I carry in my wallet!